Bank lending and interest rates – January 2018

Banks Average Interest on Deposits (%) Base Rate (%) Access Bank                                                  9.60                                    25.80 ADB Bank                                                  6.30                                    22.90 Bank of Africa                                                16.10                                    26.10 Bank of Baroda                                                14.50                                    22.00 BSIC                                                  9.20                                    26.30 Barclays Bank                                                12.40                                    18.10 CAL Bank                                                  9.00                                    27.10 Ecobank                                                10.60                                    26.00 Energy Bank                                                  5.70                                    27.90 First Atlantic Bank                                                  8.80                                    25.20 FBN Bank Ghana                                                10.00                                    27.60 Fidelity Bank                                                10.00                                    20.90 First National Bank                                                11.40                                    21.50 GCB Bank                                                  9.30                                    23.80 GN Bank                                                13.30                                    23.90 Guaranty Trust Bank                                                  7.30                                    24.80 Heritage Bank                                                  8.30                                    29.50 HFC Bank                                                  8.40                                    26.30 National Investment Bank                                                11.40                                    27.80 OmniBank                                                14.60                                    29.30 Premium Bank                                                13.60                                    34.30 Prudential Bank                                                  8.50                                    26.10 Sovereign bank                                                12.20                                    32.20 Standard Chartered Bank                                                  5.40                                    18.20 Societe Generale Bank                                                  9.60                                    18.90 Stanbic bank                                                  8.90                                    18.40 The Royal Bank                                                11.00                                    32.90 United Bank for Africa                                                14.20                                    27.90 Universal Merchant Bank                                                  7.10                                    25.90 Unibank                                                13.40                                    33.70 Zenith Bank                                                12.00                                    20.90 INDUSTRY AVERAGE                                                10.40                                    25.60

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